Encrypto Card
The Encrypto Card is a Visa debit card backed by your crypto balance. It works anywhere Visa is accepted — online, in-store, Apple Pay, Google Pay, contactless. No difference from any other card, except the funding source is your on-chain assets instead of a bank account.
The Problem
You can hold $100,000 in crypto and still can't pay for an Uber. The off-ramp experience today looks like this:
- Sell crypto on an exchange (fees, slippage, tax event)
- Withdraw to a bank account (1-3 business days, wire fees)
- Wait for it to clear (another 1-2 days)
- Then spend it
That's a 3-5 day process with multiple friction points, fees, and tax implications just to buy a coffee.
The Solution
Encrypto eliminates every step. Your card is linked directly to your on-chain balance. When you tap your card, the transaction amount is settled from your USDC balance in real time. No pre-conversion, no bank intermediary, no delays.
Card tap → Authorization → USDC debit → Visa settlement → Merchant paid
~200ms instant same day
Key Features
- Instant activation. Card is live the moment KYC is approved. No waiting for physical delivery.
- Virtual + Physical. Use the virtual card immediately. Physical card ships to your address.
- Apple Pay / Google Pay. Add to your mobile wallet for contactless payments.
- Global acceptance. Anywhere Visa is accepted, in any currency. FX conversion is handled automatically.
- Real-time balance. Every transaction reflects instantly. No pending charges sitting in limbo.
- No overdraft. You can't spend more than you have. The card declines if your balance is insufficient.
Card Details
| Specification | Value |
|---|---|
| Network | Visa |
| Type | Debit (prepaid) |
| Currency | USD (settled from USDC) |
| Funding source | On-chain USDC balance |
| Daily spend limit | $10,000 |
| ATM withdrawal | Coming soon |
| International | Yes, anywhere Visa is accepted |