Yield
Your money should work for you. Encrypto is building yield directly into the wallet experience — not as a separate DeFi feature, but as a core part of how your account works. Think of it like a high-interest checking account, powered by crypto infrastructure.
The Vision
When yield launches, holding a balance on Encrypto will earn returns automatically. No opt-in required, no separate "savings" account, no lockups. Your full balance will remain available for spending, sending, or withdrawing at any time.
DeFi yield opportunities exist today — lending markets, liquidity provision, staking — but accessing them requires knowing which protocols are safe, understanding impermanent loss and liquidation risk, and managing positions across multiple protocols and chains. This is too complex for most people.
Encrypto will abstract all of it. Users will just see a number that goes up.
Key Principles
- Always liquid. Your full balance available at all times. No lockups, no unbonding periods.
- Transparent. Users will see exactly how their funds are earning.
- Audited. Only protocols that have passed independent security audits will be eligible.
- Risk-tiered. Multiple tiers from conservative to aggressive, so users choose their comfort level.
Detailed strategy documentation will be published as the feature approaches launch.