Points & Rewards
Encrypto rewards users for every meaningful action on the platform. Points are earned through usage, referrals, and engagement โ and they'll be redeemable for real value.
Why Pointsโ
Points serve two purposes:
- User retention. Reward consistent usage and create a reason to stay engaged.
- Airdrop positioning. Points accumulate toward future token eligibility. Early users who contribute the most activity will be recognized.
Points Balanceโ
Your points balance is displayed on your dashboard and accrues in real time. Every qualifying action credits points immediately.
Current Earning Actionsโ
| Action | Points | Frequency |
|---|---|---|
| Account creation | 5,000 | One-time |
| Complete KYC | 10,000 | One-time |
| First card transaction | 2,500 | One-time |
| Card transaction | 1x spend amount | Per transaction |
| P2P send | 500 | Per transaction |
| Referral (referrer) | 5,000 | Per referred user |
| Referral (new user) | 1,000 | One-time |
| Daily login | 100 | Daily |
Points values are subject to change as the program evolves.
Tiersโ
As you accumulate points, you unlock higher tiers with better benefits:
| Tier | Points Required | Benefits |
|---|---|---|
| Base | 0 | Standard access |
| Silver | 25,000 | 1.5x points multiplier |
| Gold | 100,000 | 2x points multiplier, priority support |
| Platinum | 500,000 | 3x points multiplier, early access to new features |
| Diamond | 1,000,000 | 5x points multiplier, exclusive events, advisory access |
Redemptionโ
Points will be redeemable for:
- Fee credits โ Offset conversion fees and card fees
- Higher credit limits โ Points tier influences credit line eligibility
- Exclusive access โ Early access to new products (yield, credit, new chains)
- Future token eligibility โ Details TBA
The exact redemption mechanics will be announced as we approach the token launch.