Onboarding
Sign-up to first swipe in one session.
Sign up
Open app.encrypto.fun. Sign in with email, Google, or X. X imports the user's profile picture and username. Additional sign-in methods, phone, and external wallets can be linked from settings later.
Verify identity
A licensed KYC partner processes identity verification (government ID and selfie) with bank-grade security; documents and biometric data stay with them, not Encrypto. Once approved, card issuance, fiat on-ramps, virtual bank accounts, and bank off-ramps unlock.
Wallet
Every account gets a non-custodial wallet on first sign-in. The user holds the keys. No seed phrase, no extension. Crypto natives can also connect any of 500+ supported external wallets. See Wallets for the full mechanic.
Funding
- Connected external wallets. Any token in a linked wallet is part of the spendable pool.
- Bank transfer through a virtual account on each market's local rail.
- Deposit crypto on any of the supported chains.
Spend
Add the card to Apple or Google Pay and spend. Scan-to-pay supports local QR rails (e.g. PIX, Mercado Pago).