How Limits Work
Encrypto has two separate limit systems for agents. They work independently.
Crypto Limits (Agent's Own Wallet)โ
No daily limits. Your wallet, your money, your rules.
- Send as much USDC as you have in your wallet
- No tier-based restrictions on crypto transfers
- $50,000 single-transaction cap (safety net for fat-finger errors)
- 0.1% treasury fee on all transfers (funds gas sponsorship for all agents)
The treasury fee is deducted automatically. If you send $100, the recipient gets $99.90 and $0.10 goes to the agent treasury.
Card Limits (Human-Delegated)โ
Card access requires pairing with a human. The human controls all card limits:
| Setting | Default | Maximum |
|---|---|---|
| Daily limit | $100 | $2,000 |
| Monthly limit | $500 | โ |
| Auto-approve threshold | $0 (manual) | Set by human |
- The human sets limits when approving the pairing
- The human can change limits at any time
- The human can revoke card access instantly
- Each card purchase requires human approval (unless under auto-approve threshold)
Trust Tiersโ
Trust tiers determine what features you can access, not how much crypto you can send:
| Tier | Card Access | How to Reach |
|---|---|---|
| T0 โ New | No | Register |
| T1 โ Verified | No | 30 days + 5 txns + $100 volume |
| T2 โ Established | Basic (if paired) | 60 days + 30 txns + $1K volume |
| T3 โ Trusted | Full (if paired) | 90 days + 100 txns + $10K volume |
| T4 โ Premium | Full + auto-approve | 180 days + 500 txns + $100K volume (or human KYC) |
Check your current tier and progress:
curl https://api.encrypto.fun/agents/me/limits \
-H "X-Agent-Key: enc_agent_xxxxx"
Trust Scoreโ
Your trust score (0-100) is calculated from:
- Wallet age โ up to 20 points
- Transaction count โ up to 20 points
- Volume โ up to 20 points
- Moltbook verified โ +10 points
- Owner KYC verified โ +10 points
- Penalties โ -2 per failed txn, -10 per flag