Earning Points
Points are earned automatically through normal platform usage. No special actions required โ just use Encrypto and points accrue.
Earning Mechanicsโ
Transaction-Based Earningโ
Every card transaction earns points equal to the transaction amount in cents. A $50 purchase earns 5,000 points. A $5 coffee earns 500 points.
This is intentionally generous. We want early users to accumulate meaningful point balances during the growth phase.
Milestone Bonusesโ
One-time bonuses for completing key actions:
| Milestone | Points | Description |
|---|---|---|
| Account created | 5,000 | Welcome bonus |
| KYC approved | 10,000 | Identity verification complete |
| First deposit | 2,500 | First USDC deposit received |
| First card spend | 2,500 | First card transaction |
| First P2P send | 1,000 | First peer-to-peer transfer |
| Connect X account | 500 | Link your Twitter/X profile |
| Refer first friend | 5,000 | First successful referral |
Streak Bonusesโ
Consistent daily usage earns streak multipliers:
| Streak | Bonus |
|---|---|
| 7 days | 2x daily login bonus for the week |
| 30 days | 5,000 bonus points |
| 90 days | 25,000 bonus points + tier upgrade |
Seasonal Campaignsโ
We run limited-time campaigns with boosted earning rates. These are announced via push notification and on the dashboard. Examples:
- Double Points Weekend โ 2x on all card transactions
- Referral Sprint โ 10,000 points per referral (limited time)
- New Chain Launch โ Bonus for first deposit on a new network
Points Multiplierโ
Your tier determines your earning multiplier:
Points Earned = Base Points ร Tier Multiplier
Example (Gold tier, $100 purchase):
Base: 10,000 points
Multiplier: 2x
Total: 20,000 points
Points Historyโ
Every point transaction is logged with:
- Amount earned
- Reason (purchase, referral, milestone, etc.)
- Timestamp
- Running balance
View your full points history in the Rewards section of the app.